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Residential Investment Refurbishment |
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( Including Non Status )
Up to 90% of purchase price is available with
up to 80% of enhanced value once fully refurbished and let.
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Available to on and off shore clients alike as well as Trusts
and Limited Company
Structures
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Buy to Let (Portfolio Clients) |
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Mortgages are available up to 90% of purchase
price / 85% of valuation figure. Repayments based on rental
income cover not personal income status. We are able to
assist with off plan purchases, portfolio funding / refinance
on forward purchase facilities.
(Available to on and off shore clients as well as Trusts
and Limited Company Structures without the need for guarantees)
The Financial Services Authority May Not Regulate Buy
To Let Mortgages |
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Commercial Investments |
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Various schemes available
for both institutional and short term, lease rental schedules.
Facilities available up to 90% loan to value over a term
of up to 25 years at competitive rates. All types of property
accepted, Factories, Shops, offices or mixed property types. |
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Residential & Commercial Development Finance |
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Facilities available up to
75% of site/ Property value plus up to 100% of development
costs.
Equity schemes also available. |
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Owner Occupied Commercial Mortgages |
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( Including Non Status )
Offices / Retail Shops
Various Schemes are available which can be tailored
to suit customer requests, including seasonal repayment
structures
Hotels, Leisure and Health Care
As this is a specialist lending area, Omega has
a team of specialist Commercial brokers who can advise
on funding for purchases, refinancing, development and
expansion in the following sectors:
- Hotels
- Day Nurseries
- Public Houses
- Private Schools
- Care Homes
- Professional Practices
- Restaurants
(With facilities as high as 100% for professional Practices
including Accountants, Architects, Solicitors and Valuers) |
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Bridging Finance |
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Various Schemes available for most property
types at competitive rates. |
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Factoring and Invoice Discounting |
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This can be a complex area with funding
varying from business sector to business sector. We have
access to many schemes which can be tailored to customers’ individual
needs in many cases. |
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The Financial Services Authority May Not Regulate Commercial
Mortgages.
The Financial Services Authority May Not Regulate
Commercial Insurance.
There will be a fee for mortgage advice.
A Fee of up to 0.75% of the mortgage, payable when you apply for a mortgage
(e.g. £750.00 for a
£100,000 mortgage). We will also be paid commission from the lender. Our typical
fee is £1,000.
PLUS YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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